top of page
Commonwealth Life and Health
Fortified Life and Health Insurance Agency Logo.png

Your Health. Your Family. Your Peace of Mind.

Whether you are exploring life insurance for the first time, in the midst of changing jobs and coverage, looking to better understand your current health coverage, or just have a few questions - I'm here to help, not to sell. 

Book a free, no-pressure consultation, and let's walk through your options together. 

Local Nicholasville Insurance Agent meeting with couple.jpg
Local Lexington Insurance Agent meeting with couple.jpg
Local Kentucky Insurance Agent meeting with couple.jpg

Your health. Your family. Your peace of mind.

Whether you’re exploring life insurance for the first time, looking to better understand your current health coverage, or just have a few questions—I’m here to help, not to sell.

 

Book a free, no-pressure consultation, and let’s walk through your options together.

Fortified | Your Local Life & Health Insurance Agent in Lexington. 

Licensed Kentucky Life and Health Insurance Agent.jpg

I’m Josh Moon, a licensed life and health insurance agent based in Lexington, KY, serving individuals and families throughout Kentucky.

 

I didn’t fully understand how fragile life was—until I watched my grandfather face the end, survived a health scare of my own, and lost close friends in the blink of an eye. Those moments changed me. They taught me that protection isn’t about fear—it’s about love, legacy, and peace of mind.

 

That’s why I do what I do.

 

Whether it’s life insurance, Medicare Supplement or health coverage, I’m here to walk with you—not sell to you. No pressure. Just real help when it matters most.

It Starts with a Conversation!

Fortified Life and Health Insurance Agency Logo.png

“Fortified” means strengthened, reinforced, protected—and that’s exactly what your coverage should feel like. As a husband and father of three, I understand how important it is to feel secure in a world that moves fast and rarely slows down. That’s why I built this agency: to provide a trusted space where Kentuckians can ask real questions, get real answers, and walk away feeling confident—not confused—about their insurance decisions.

 

I don’t just sell policies. I help people make informed, values-aligned decisions that create peace of mind for the people they love most.


Whether you’re comparing plans, starting from scratch, or planning for the future—I’m here to walk alongside you.

Local Louisville Insurance Agent meeting with couple.jpg

FREE Coverage Reviews

Understand your current policies with clarity.

Not sure what your life or health insurance really covers? I’ll walk through your existing policy—term, whole, or marketplace—and explain what’s working, what’s missing, and where you might save.

Perfect for families, individuals, and small business owners.

New Plan Guidance & Enrollment

Life moves fast—get a plan that moves with you.

From choosing a life insurance policy that protects your loved ones to finding the right ACA or private health insurance, I’ll help you find the right fit for your goals, stage of life, and budget.

Ideal for new parents, entrepreneurs, and anyone between jobs or needing individual health coverage.

Long-Term Protection Planning

Protect what matters—now and in the future.

Looking ahead to retirement? Want to leave a legacy or plan for future medical expenses? I’ll help you explore options like final expense insurance, health savings strategies, or term-to-permanent transitions.

For those building a stable future, one wise step at a time.

bottom of page